RATE ALERT: Now Is a GREAT TIME to Refi!
Attention Homeowners: Mortgage Rates are dropping, now might be a great time to refinance into a lower payment!
Still have a Mortgage Rate Over 7.00%?
See How Much You are Eligible to Save!
SEE HOW MUCH YOU CAN SAVE!
Lower Monthly Payments & Free Up Extra Cash
Consolidate or Eliminate High Interest Credit Card Debit
Opportunity to Remove PMI or Mortgage Insurance
Save Thousands $$$ in Interest Over Time
Simple Steps to Start Saving:
Fill Out Simple Form – It Only takes 60 Seconds!
You will receive a 24 hour Refi Analysis
Begin the Refi Process to Lower Payment Savings!
Refi Savings Example: An eligible homeowner who purchased their home in 2023 at $500,000
with a 10% down payment at a 7.50% Rate has a $3,307 ( P&I + MI) monthly payment.
With same property appraising today at $545,000, homeowner can qualify for
Rate Term Refinance with a rate of 6.624% with a 740 FICO, which then:
LOWERS their Mortgage Payment down to: $2,930.15 / month (Does not include Tax & Ins)
SAVING OVER: $377.00 / MONTH & OVER: $4,500/ YEAR!!!
Note: Qualifying refi borrowers would need to meet the Rate Term Refi Guidelines. Loan pricing is
subject to borrowers’ individual qualifications and credit score at time of locking the loan.
Above monthly mortgage payment examples do not include required monthly taxes
and insurance in the above estimated monthly payments.
Eligible Homeowners would have had to have the current mortgage in place for
more than 180 days and made payments on time.
SANCTUARY FUNDING
At Sanctuary Funding, we’re committed to helping homeowners save more with smarter mortgage options .
Our mission is simple: to ensure you never overpay for your mortgage. Because we shop from a wide network of trusted lenders, we help you identify the best lender opportunities for lower monthly payments, so you can keep more money in your pocket. Whether you're refinancing your current loan or exploring better terms,
our expert team makes the process clear, efficient, and focused entirely on your financial goals.
Why settle for your current rate when a better one might be just around the corner?
Let us help you unlock lower payment savings today!
Frequently Asked Questions
What is refinancing?
Refinancing involves replacing your current mortgage with a new one, typically to secure a lower interest rate, change the loan term, or access home equity.
Why should I consider refinancing my home or property?
Common reasons include lowering monthly payments, reducing the interest rate, shortening the loan term, switching from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage, or tapping into your home's equity for cash.
How much can I save by refinancing?
Savings depend on factors like the new interest rate, loan term, and fees. A lower interest rate or shorter loan term can significantly reduce your total interest paid over the life of the loan.
How do I know if refinancing is right for me?
Consider your financial goals, the remaining term of your current mortgage, your credit score, and how long you plan to stay in your home. Consulting with one of our loan officers can also help provide personalized guidance.
How does my credit score affect refinancing?
Savings depend on factors like the new interest rate, loan term, and fees. A lower interest rate or shorter loan term can significantly reduce your total interest paid over the life of the loan.
Can I refinance with bad credit?
Yes, but it may be more challenging. You might face higher interest rates and fewer loan options. Consider improving your credit score or exploring government-backed refinancing programs.
What is a cash-out refinance?
A cash-out refinance allows you to take out a new mortgage for more than you owe on your current one, receiving the difference in cash. This is often used for home improvements, debt consolidation, or other financial needs.
How long does the refinancing process take?
The process generally takes 30 to 45 days from application to closing, depending on factors like the lender’s efficiency, your preparedness, and any complexities in your financial situation.
When is the best time to refinance?
Ideal times include when interest rates are lower than your current rate, your credit score has improved, or your home's value has increased. Monitoring market trends can help identify optimal times.
100% Secure. We value your privacy.
By submitting your email and phone number in the form(s) on our site, you give consent to receiving occasional emails and
SMS text messages about special offers, or other information, from us.
License Info
NMLS: 383035
Company NMLS:
NMLS Consumer Access Lookup Tool
Contact Info
About Us
We know how important and invasive the mortgage process can be. We appreciate that you’re considering entrusting us
with one of the most important financial decisions of your life.
Copyright © 2025 | | All rights reserved
Website Designed & Powered By:
Mortgage Lenderd